Incomes rose, but the personal savings rate fell.
»The personal saving rate stood at just 0.2% of disposable personal income.
Financial and business terms. 2012.
savings rate — Personal savings as a percentage of disposable personal income. Bloomberg Financial Dictionary * * * The proportion of income that is put aside and not consumed immediately … Financial and business terms
Savings Rate — The amount of money, expressed as a percentage or ratio, that one deducts from his/her disposable personal income to set aside as a nest egg or for retirement. The cash accumulated is typically put into very low risk investments (depending on… … Investment dictionary
National Savings Rate — An estimate from the U.S. Commerce Department s Bureau of Economic Analysis (BEA) of the amount of income left over after subtracting consumption costs and expenditures. The National Savings Rate, though it is referred to as a savings rate, does… … Investment dictionary
rate — The cost of debt service paid by a borrower or issuer to a lender or investor. The rate is expressed as an annual percentage of the amount borrowed. For some notes and bonds that pay interest semiannually, the semiannual interest due to the… … Financial and business terms
Personal Accounts — are a proposed new pension system for all workers in the United Kingdom that do not already have a suitable company pension scheme. They will be a simple, universally available, defined contribution pension scheme, accumulating a fund of money… … Wikipedia
Rate of return — In finance, rate of return (ROR), also known as return on investment (ROI), rate of profit or sometimes just return, is the ratio of money gained or lost (whether realized or unrealized) on an investment relative to the amount of money invested.… … Wikipedia
Personal budget — A personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available… … Wikipedia
Personal Equity Plan — In the United Kingdom a Personal Equity Plan was a form of tax privileged investment account. They were introduced by Nigel Lawson in the 1986 budget for Margaret Thatcher s Conservative government to encourage equity ownership among the wider… … Wikipedia
Personal offshoring — Economic theorists typically conceptualize the world’s goods and services as falling into one of two bins: tradable or non tradable. Let us make a bold prediction. In the future the key distinction for international business will no longer be… … Wikipedia
Individual Savings Account — An Individual Savings Account (ISA; pronounced /ˈaɪsə/) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. Money is contributed from… … Wikipedia
